Buy Now, Pay Later as a Payment Method Buy Now, Pay Later as a Payment Method

Buy Now, Pay Later as a Payment Method

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Our goal at Whatnot is to provide the best live shopping experience for our buyers and sellers, including offering flexible payment options for everyone. Buyers can now take advantage of Buy Now, Pay Later (BNPL) options via Klarna or Affirm during the checkout process on Buy-It-Now (BIN) and marketplace items. 

To do this during checkout on a Buy-it-Now (BIN) or Marketplace item :

  1. Hit ‘Buy Now’ on an item you’d like to purchase 

  1. Go to ‘Payment’ section and expand if collapsed

  1. Choose between Klarna and Affirm under the ‘Or pay for this item over time’ section. Klarna will show up as an option over $10 and Affirm will show up for all products listed over $50.   

  1. Once you confirm your details, select the ‘Continue with Klarna / Affirm’ button at the bottom of your screen

  1. Enter your Klarna / Affirm details 
  2. Choose your payment installment schedule
  3. Confirm payment with Klarna / Affirm

  1. Your order has been placed! Woohoo!

1. What types of Buy Now, Pay Later (BNPL) payment methods does Whatnot offer? How do they work?

We offer Affirm and Klarna in the US and Klarna in the UK - visit their websites directly to learn more. 

2. Where can I find Buy Now, Pay Later (BNPL) on Whatnot?

You can select Affirm or Klarna at checkout on BIN and Marketplace items. BNPL is not available on auction listings and offers at this time. 

3. Will I be able to use Affirm or Klarna for any item sold on Whatnot?

  • BNPL payment methods are only available on Buy-It-Now items sold by sellers in US and UK.
  • In the US, Klarna is the only available option on all products listed between $10 to $50 and Affirm and Klarna are available on all orders over $50. (For buyers in the US buying items from sellers in the US only)
  • In the UK, Klarna is the only BNPL method available on all orders over £10. (For buyers in the UK buying items from sellers in the UK only)

4. Will Buy Now, Pay Later (BNPL) be available on Android, iOS, and web?

We will be offering BNPL to both Android and iOS device users. BNPL will not be available on Web for now.

5. What categories is Buy Now, Pay Later available?

Buy Now Pay Later is available on all categories except "Coins & Money" and "Knives and Hunting". All buyers based in the US, and UK will be able to see this option on Buy-It-Now and Marketplace purchases for sellers within their country.

6. I’m a buyer/seller and I’m not in the US and UK, will I be able to use / offer BNPL?

For now, we’re only offering BNPL to US and UK buyers and sellers. In the future, we plan to expand to our valued international Whatnot community!

7. Will using Buy Now, Pay Later (BNPL) payment methods to purchase on Whatnot impact my credit score?

See details from Klarna and Affirm.

8. Will I be able to return items that I used Buy Now, Pay Later (BNPL) to purchase?

See here for Whatnot’s return policy.